Maya Ellison
Metal credit cards are often seen as a status symbol, with their history dating back to 1999 when American Express launched its invite-only Centurion Card made from titanium. Metal cards are more durable and less likely to break than plastic cards, and they also have a more premium look and feel. While the Chase Sapphire Preferred Card is made of metal, its sibling, the Chase Sapphire Reserve Card, is also a metal credit card that weighs 12.6 grams. The Chase Sapphire Preferred Card has a lower annual fee of $95 compared to the Chase Sapphire Reserve Card's fee of $795. The former offers benefits such as bonus points, travel credits, and comprehensive travel protection, making it a good choice for those seeking a metal card with valuable rewards and exceptional travel coverage.
| Characteristics | Values |
|---|---|
| Material | Metal |
| Annual fee | $95 |
| Weight | 12.4 grams |
| Perks | Annual travel credits, comprehensive travel protections, 5x points on travel purchased through Chase Travel, 3x points on dining, select streaming services and online groceries, 2x points on all other travel purchases, 1x on all other purchases |
| Bonus | 75,000 bonus points after spending $5,000 in the first 3 months |
| Anniversary bonus | 10% of total purchases made the previous year |
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What You'll Learn
Chase Sapphire Preferred is a metal card
The Chase Sapphire Preferred card is a metal credit card. It is a good choice for those who want a metal card without a high annual fee, as it is one of the cheaper metal credit card options available. The card has a fee of $95 per year, which is considered low compared to other metal cards.
The Chase Sapphire Preferred card is a good option for those who want a durable card. Metal cards are less likely to break or fade than plastic cards, so they can last longer. This makes them a good choice for those who travel frequently or who want a card that feels more premium.
The card also offers rewards and benefits that can make it a valuable choice. Cardholders can earn bonus points on purchases, with 5x points on travel, 3x points on dining, select streaming services, and online groceries, 2x points on other travel purchases, and 1x points on all other purchases. The card also offers an anniversary bonus of 10% of the total purchases made the previous year.
The Chase Sapphire Preferred card is a good choice for those who want a metal card with a low annual fee and valuable rewards. It offers a durable and premium option for those who want to upgrade from a plastic card.
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Chase Sapphire Reserve is metal, too
Metal credit cards are a status symbol, and the Chase Sapphire Reserve is one of them. The Chase Sapphire Reserve® is a metal credit card that packs plenty of value with its high rewards rate, top-notch benefits, and welcome offer. The card debuted in 2016 to much fanfare, and Chase even ran out of the metal cards when supply couldn't keep up with demand. The Chase Sapphire Reserve® is a great choice for frequent travellers, offering an annual $300 credit for any travel expenses put on the card.
The Chase Sapphire Reserve® is on the lighter side at 12.6 grams, but it is still a decent premium travel card. The card has a $795 annual fee, which is softened by a host of updated perks. The card's generous credits and perks can outweigh the fee for many. The Chase Sapphire Reserve® also boasts eye-popping reward rates, especially for spending through Chase. For example, cardholders can get a $500 credit for Southwest Airlines flights booked through Chase.
The Chase Sapphire Reserve® is a good option for those who want the perks of a metal card without the high annual fees of some other cards. The card's benefits include access to hundreds of dollars' worth of travel, entertainment, and lifestyle credits each year. The Chase Sapphire Reserve® is also a good choice for those who want to add authorized users to their account, as it does not charge a fee for this, unlike some other luxury cards.
The Chase Sapphire Reserve® is a premium metal credit card that offers both prestige and functionality. Metal cards are more durable and less likely to fade or break than plastic cards. They also have a more substantial feel and look more expensive. The Chase Sapphire Reserve® is a great choice for those who want the benefits and prestige of a metal card, as well as the convenience of a lightweight and durable option.
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Metal cards are more durable than plastic
The Chase Sapphire Preferred Card and the Chase Sapphire Reserve are both made of metal. The Chase Sapphire Preferred Card is a lighter metal card that is more affordable and ranked as the best travel credit card with an annual fee under $100. The Chase Sapphire Reserve, on the other hand, has an annual fee of $795 and offers high reward rates, top-notch benefits, and a welcome offer.
Metal cards, on the other hand, are made from stainless steel or metal alloys, giving them a sleek and glossy finish. They are highly resistant to physical damage, such as bending or breaking, and are less likely to fade or break. Their solid construction ensures they can withstand everyday use and remain intact for an extended period. The weight of metal cards also contributes to their durability, as they are significantly heavier than plastic cards, giving them a premium and luxurious feel.
The durability of metal cards also has some additional benefits. For example, metal cards are harder to destroy if you need to close your account. They cannot be cut up with scissors or shredded, reinforcing their longevity.
While metal cards are more durable, it is important to consider the cost and benefits associated with them. Metal cards often have higher annual fees than plastic cards, so it is essential to weigh the value you receive through welcome offers, ongoing rewards, and other perks. If you don't travel often, the benefits of a metal card may not outweigh the cost, and a plastic card may be a more practical choice.
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Metal cards are heavier and look more expensive
The Chase Sapphire Preferred® Card is an excellent choice for those seeking a metal card with a low annual fee, highly valuable rewards, and exceptional travel coverage. With a fee of just $95 per year, it offers benefits such as bonus points, travel credits, and comprehensive travel protections. The card also provides access to the Ultimate Rewards program, allowing cardholders to earn bonus points on various purchases.
The Chase Sapphire Reserve® card, on the other hand, caters to frequent travellers with its high rewards rate, top-notch benefits, and welcome offer. While it carries a higher annual fee of $795, the card offers hundreds of dollars' worth of travel, entertainment, and lifestyle credits each year. Additionally, cardholders can take advantage of airport lounge access, further enhancing the prestige associated with metal cards.
The weight and appearance of metal cards contribute to their appeal as status symbols. They convey a sense of prestige and exclusivity. Metal cards are also more durable than plastic cards, as they are less likely to fade or break with regular use. This durability adds practical value to the cardholder's experience.
However, it is important to remember that the primary consideration when choosing a credit card should be its overall value and benefits rather than just its aesthetics. Metal cards typically come with higher annual fees, so it is essential to evaluate whether the perks and features of the card align with your spending habits and lifestyle.
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Metal cards are harder to destroy
The Chase Sapphire Preferred Card is made of metal. When it debuted in 2016, it was so popular that the issuer temporarily ran out of metal to make more. The Chase Sapphire Preferred Card is a more affordable metal card option, with an annual fee of $95.
The durability of metal cards means that they are less likely to need replacement compared to plastic cards. This makes them a more sustainable option in the long run, despite potentially higher upfront costs.
While metal cards are harder to destroy, it is not impossible to do so safely. If you choose to destroy a metal card yourself, it is important to cut through the magnetic stripe and EMV chip to protect your personal information.
Overall, the durability of metal cards adds to their value and makes them a good choice for those seeking a long-lasting and aesthetically pleasing option.
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Frequently asked questions
The Chase Sapphire Preferred card is made of metal.
Metal credit cards are more durable and less likely to break than plastic cards. They are also heavier and look more expensive than plastic cards.
The Chase Sapphire Preferred card has a low annual fee of 95, highly valuable rewards, and exceptional travel coverage. It also offers a lucrative welcome bonus and an anniversary bonus.
The Chase Sapphire Preferred card is one of the cheaper metal credit cards on the market, making it a good option for travellers who want to upgrade from a plastic card. It offers similar rewards and perks to its main competitor, the Platinum Card from American Express, but at a lower annual fee.
