
The Overseas Citizen of India (OCI) card is a multiple-entry, multi-purpose life-long visa for visiting India. It is a blue-grey booklet that can be used as identity proof for applications for PAN cards, driving licenses, and bank accounts in India. OCI cards need to be periodically reissued, and the plastic on the photo page has been known to peel. If an OCI card is lost, a police report must be filed, and a reissue can be applied for online.
| Characteristics | Values |
|---|---|
| What is OCI? | Overseas Citizenship of India |
| Who is eligible for OCI? | Spouse of foreign origin of a citizen of India or spouse of foreign origin of an Overseas Citizen of India cardholder registered under section 7A and whose marriage has been registered and subsisted for a continuous period of not less than two years immediately preceding the presentation of the application. Minor children whose both parents are citizens of India or one of whose parents is a citizen of India. |
| Who is not eligible for OCI? | Foreign military personnel either in service or retired are not entitled to OCI. No person who has earlier served in a foreign military organization is eligible for an OCI card. |
| What are the benefits of OCI? | A multiple entry, multi-purpose life-long visa for visiting India. It can be used as identity proof for application of PAN Card and driving license as well as for opening a bank account if the OCI card holder is residing in India. |
| What are the limitations of OCI? | OCI cardholders cannot hold Indian constitutional posts such as that of the President, Vice President, Judge of the Supreme Court or High Court etc. They cannot normally hold employment in the Government and cannot undertake any Missionary work, Mountaineering and Journalism without prior permission of the Govt. of India. OCI cardholders require a Protected Area Permit (PAP)/Restricted Area Permit (RAP) to visit any place that falls within the Protected/Restricted Area notified by the Government. OCI holders are not eligible for repatriation privileges from the Government of India. |
| How to apply for OCI? | Check eligibility and submit the required documents along with the application printout. The required documents depend on the basis of application but may include a British passport copy, naturalization certificate, surrender certificate, marriage certificate, Indian passport, Domicile Certificate, Nativity Certificate, OCI card, current passport, and passport-sized photo. |
| What are the payment options for the OCI application? | Online payment or payment by card (MasterCard or Visa). If paying by Money order or Banker or Cashier check, then it should be made in favor of “VFS Services (USA) Inc.” |
| What happens if additional documents are not completed within 7 calendar days? | Embassy/Consulates may stop processing the application and no fees will be refunded. |
| What to do in case of loss of OCI card? | File a complaint with the Police authorities. Apply online for reissue of OCI under the lost category through VFS. Submit a physical copy of the application along with required documents (including a Police Report) to the VFS center by Walk-in or Mail. |
| What to do in case of peeling plastic on the OCI card? | Send the defective OCI card with a self-addressed envelope to OCI NYC. |
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What You'll Learn

What are the benefits of an OCI card?
The Overseas Citizenship of India (OCI) card is a multiple-entry, multi-purpose, lifelong visa for visiting India. It is a significant advantage for those who frequently travel to the country. The OCI card is valid for travel to and from India when accompanied by a current foreign passport. This means that OCI cardholders do not need to carry their old passport with the "U" (OCI) Visa stamp, making travel more convenient and secure.
OCI cardholders are exempt from registering with the Foreigners Regional Registration Officer (FRRO) when staying in India for extended periods. This benefit simplifies the process of staying in India for OCI cardholders, making it more accessible and less administratively burdensome.
The OCI card can also be used as identity proof for various purposes in India. It can be used to apply for a PAN Card, driving license, and to open a bank account. This makes the OCI card a valuable document for anyone residing in India, providing them with the ability to easily access essential services and conduct day-to-day transactions.
Additionally, OCI cardholders are allowed to pursue specific professions in India without the need for an employment visa. They can work as doctors, dentists, nurses, pharmacists, advocates, architects, and chartered accountants. This benefit provides OCI cardholders with increased employment opportunities and flexibility in their career choices. It is important to note that OCI cardholders are not eligible for all professions and should refer to the relevant Acts for specific provisions.
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What documents are required for an OCI card?
The Overseas Citizen of India (OCI) card is a multiple-entry, multi-purpose, lifelong visa for visiting India. It is not a form of citizenship, but it can be used as identity proof for applications for PAN cards, driving licenses, and bank accounts in India. OCI cards need to be periodically reissued.
To apply for an OCI card, you must provide the following documents:
- A valid foreign passport.
- A copy of your current passport and a passport-sized photo, which must be re-uploaded every time a new passport is issued if you are 19 years of age or younger.
- A copy of your spouse's Indian passport, or a Domicile Certificate or Nativity Certificate issued by the Competent Authority in India, or any other proof of their Indian citizenship, if you are applying as the spouse of an Indian citizen.
- A copy of your spouse's present valid passport and OCI card, and copies of the documents upon which their OCI card was issued, if you are applying as the spouse of an OCI cardholder.
- A court order of the dissolution of marriage that specifically mentions that the legal custody of the child is with the parent applying for the OCI card, if the parents are divorced.
- A renunciation certificate, if the applicant previously held Indian nationality.
If you are already an OCI cardholder and your card is lost, you must file a complaint with the Police Authorities and apply online for a reissue of your OCI card. You will need to submit the physical copy of the application along with the required documents, including a Police Report, to the VFS center by Walk-in or Mail.
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How to replace a defective OCI card?
To replace a defective OCI card, you must be an existing OCI cardholder and select the "OCI Miscellaneous Services" option on the government portal. You will need to provide the following information:
- Your passport number (this should be the same passport number shown on your OCI card)
- Your U-Visa number, OCI registration number, or OCI file number
- Your date of birth or your mother's name, as recorded in the OCI registration certificate/U-Visa
Once you have entered this information correctly, you will be able to access the OCI replacement form. Select the "Replacement of lost/damaged OCI card" service. After submitting the form, you will be notified of the date and time set for a personal interview, which usually takes place within 30 days of your application being received.
If your OCI card is damaged, you will need to surrender the damaged card when it is replaced. You may also need to submit additional documents, such as a copy of the police complaint showing the loss/theft of your OCI card or passport. In some cases, a notarized self-written affidavit explaining the circumstances of how the card was lost or damaged may be accepted. Most consular officials will want a copy of the police report, but some may accept an affidavit instead.
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What is the OCI application process?
The OCI, or Overseas Citizen of India, card is a multiple-entry, multi-purpose, lifelong visa for visiting India. It is not a form of citizenship, but it does allow the holder to use it as identity proof for applications such as PAN cards and driving licenses, as well as for opening a bank account if the holder is residing in India.
The OCI application process is as follows:
- Check your eligibility: Before starting your registration, it is important to ensure that you are eligible for an OCI card. Minor children of Indian citizens, as well as the spouse of a foreign origin of an Indian citizen or OCI cardholder, are eligible to apply. Foreign military personnel of Indian origin, either in service or retired, are not eligible for an OCI card.
- Gather required documents: Depending on your specific situation, you will need to provide different documents. For example, if you are applying as the spouse of an Indian citizen, you will need to provide a copy of their Indian passport or Domicile Certificate. If you are applying as the spouse of an OCI holder, you will need to provide a copy of their present valid passport and OCI card, as well as the documents upon which their OCI card was issued.
- Complete the online application: The online application for OCI can be found on the VFS Global website. You will need to provide personal details and upload any required documents.
- Pay the applicable fees: In addition to the Government of India OCI fees, applicants will also need to pay a service charge to VFS Global and a contribution to the Indian Community Welfare Fund (ICWF). Payments can be made online or by Money Order, Banker, or Cashier's check.
- Submit additional documents: If any additional documents are required, they must be completed and submitted within 7 calendar days. Otherwise, the Embassy/Consulate may stop processing your application, and no fees will be refunded.
- Receive OCI card: Once your application is approved, you will receive your OCI card. OCI cards need to be reissued periodically, even though they are termed lifelong.
It is important to note that OCI cards can be revoked by the Indian Government if the cardholder participates in anti-India activities. Additionally, OCI holders may need a Protected Area Permit (PAP) or Restricted Area Permit (RAP) to visit certain areas in India.
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Can OCI cards be revoked?
The Overseas Citizenship of India (OCI) card is a form of permanent residency that allows people of Indian origin to live and work in India indefinitely. Despite its name, OCI is not recognised as citizenship by the Republic of India or by most nations worldwide, and it does not grant the right to vote in Indian elections or hold public office.
OCI cards can be revoked in a variety of circumstances. The Indian government has the authority to revoke OCI status, and the Citizenship (Amendment) Act, 2019 gives the government the power to cancel OCI status for any violation of local law, regardless of the severity of the offence or the age of the offender. The government can also cancel OCI status for reasons including registration of the card by fraudulent means, shown disaffection with the Constitution of India, assisting an enemy at war, being sentenced to imprisonment for two years or more, and if the marriage of the OCI cardholder has been dissolved by law. In addition, OCI cards of Canadian cardholders were revoked by the Indian Government in 2021 for participating in anti-India activities, and in 2024, a French journalist and OCI card holder was accused by the Ministry of Home Affairs of "malicious" reporting in violation of visa rules and received a notice asking why her OCI card should not be cancelled.
OCI cardholders can also renounce their OCI status by submitting a completed renunciation declaration form to the Central Government. After the renunciation of OCI status, every minor child of that person loses their OCI status as well.
OCI cards need to be reissued periodically, even though they are termed as lifelong. In the case of loss of OCI documents, a complaint must be filed with the Police authorities and an online application for reissue must be submitted through VFS.
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Frequently asked questions
An OCI card serves as proof of identity and can be used when applying for a PAN card, driving license, or when opening a bank account in India. It also acts as a lifelong, multiple-entry visa for visiting India.
Spouses of Indian citizens or Overseas Citizen of India (OCI) cardholders, who have been married for a minimum of two years, are eligible for an OCI card. Minor children with at least one Indian parent are also eligible. Foreign military personnel of Indian origin, either in service or retired, are not eligible for an OCI card.
The required documents depend on the route of application. For example, an applicant applying on the basis of naturalisation may need to provide a British passport copy, naturalisation certificate, and surrender certificate.
In the case of a lost OCI card, file a complaint with the Police and apply online for reissue through VFS. Submit the physical application, along with the required documents, including a Police Report. For a damaged OCI card, contact your local Consulate/Embassy and VFS, and send the defective card with a self-addressed envelope to OCI NYC.










































